Quote Originally Posted by sallyandsnowx View Post
This actually just happened to me about five minutes ago! I was kind of reluctant to answer the call, but the curiosity took over. I answered and I received a machine message saying, "Hi this is Rachel from your credit card holder. We would like to discuss some recent activity in your account." Automatically hung up. Not gonna fall for that one
Smart move! When I still had my land line, I used to get a lot of calls (with a real person on the other end), telling me that they can lower my interest rate on my credit card - I just need to verify the account # with them. I always got rid of them in a hurry, when I would ask them just which card company they were representing. Click - they suddenly hung up on me!