Down but not out yet...

[kuhio98]

I've learned the hard way that mixing money with family always turns out badly.
I think it was smart of your Mom to decline to cosign. But, I'm sorry for the hurtful way she declined.

She does need to look after herself. If, God forbid, something happen to you and you could not make the payments, both of you could turn out to be homeless. Looking out for herself, may sound selfish, but if you couldn't make the payments and she lost her home due to the payments, how would you feel?

You don't need a sugar daddy. What a ridiculous statement. You can do it on your own. Maybe not right now, but it shouldn't take you too long to clean up your credit. Maybe you can find a "rent to own" situation? Someone willing to let you rent the home for a while until you can apply for a mortgate on your own?

[Freedom]

I agree with Kuhio; your folks should not cosign, but your mother handled this poorly indeed.

Keep working at it, there must be a way to move on, lots of folks must face this issue.

[Alysser]

Gayle, I am so sorry you weren't approved and I am so sorry your mother said that to you. I don't blame you for not wanting to talk to her, seriously, the most hurtful things always seem to come from family, doesn't it? Anyway, I hope the bank can approve you OR will! You need a break and a nice house so you can get a DOG again

As always Mikey and I are rooting for you! If you want a picture, I'd be happy to provide some later

[caseysmom]

I disagree with the majority here, I completely think she should have signed for you. The market can only go up and this is the time to buy.

[Queen of Poop]

Gayle, I am so sorry you weren't approved and I am so sorry your mother said that to you. I don't blame you for not wanting to talk to her, seriously, the most hurtful things always seem to come from family, doesn't it? Anyway, I hope the bank can approve you OR will! You need a break and a nice house so you can get a DOG again

As always Mikey and I are rooting for you! If you want a picture, I'd be happy to provide some later

She's said alot of hurtful things along the road, I had just hoped we were past that with dad's stuff that we went thru together. So I will take a break from her for a while.

I'd love pics of Mikey! He's such a good, silly dog. Please give him a big HUG from me!!

And thank you both for your support. I am truly grateful.

[Catty1]

Hoping for a hopeful update!

[Queen of Poop]

Sorry, no good update at all. Met with my lawyer today and she advised I do not pursue getting a home at this time. So that dream is on hold now for a while longer, sorry Cali and Diego. I'm pretty concerned, upset with the turn of events in this never ending settlement nightmare.

[Karen]

Sorry, no good update at all. Met with my lawyer today and she advised I do not pursue getting a home at this time. So that dream is on hold now for a while longer, sorry Cali and Diego. I'm pretty concerned, upset with the turn of events in this never ending settlement nightmare.

Did she give you any idea of how long you will have to wait until your ex's stuff is off your credit report? And is there anything you can do to build even better credit now?