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Thread: Down but not out yet...

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  1. #1
    Join Date
    Aug 2004
    Location
    Alberta, Canada
    Posts
    22,005
    That's unusual for your parents from the sounds of it. Unless your dad's illness is creating odd vibes (and I hope he is doing well!) I don't know why you mom would say that!

    Best of luck talking to your own bank - I think they will do their darndest to help you. After all, YOU are their client, not HIM.

    Hugs!
    "Do or do not. There is no try." -- Yoda

  2. #2
    Join Date
    Jun 2003
    Location
    Alaska: Where the odds are good, but the goods are odd.
    Posts
    5,701
    I've learned the hard way that mixing money with family always turns out badly.
    I think it was smart of your Mom to decline to cosign. But, I'm sorry for the hurtful way she declined.

    She does need to look after herself. If, God forbid, something happen to you and you could not make the payments, both of you could turn out to be homeless. Looking out for herself, may sound selfish, but if you couldn't make the payments and she lost her home due to the payments, how would you feel?

    You don't need a sugar daddy. What a ridiculous statement. You can do it on your own. Maybe not right now, but it shouldn't take you too long to clean up your credit. Maybe you can find a "rent to own" situation? Someone willing to let you rent the home for a while until you can apply for a mortgate on your own?
    Ask your vet about microchipping. ~ It could have saved Kuhio's life.

  3. #3
    Join Date
    Aug 2006
    Location
    Methuen, MA; USA
    Posts
    17,105
    I agree with Kuhio; your folks should not cosign, but your mother handled this poorly indeed.

    Keep working at it, there must be a way to move on, lots of folks must face this issue.
    .

  4. #4
    Join Date
    Oct 2005
    Location
    Michigan
    Posts
    11,191
    Gayle, I am so sorry you weren't approved and I am so sorry your mother said that to you. I don't blame you for not wanting to talk to her, seriously, the most hurtful things always seem to come from family, doesn't it? Anyway, I hope the bank can approve you OR will! You need a break and a nice house so you can get a DOG again

    As always Mikey and I are rooting for you! If you want a picture, I'd be happy to provide some later

  5. #5
    Join Date
    Mar 2004
    Location
    california
    Posts
    8,397
    I disagree with the majority here, I completely think she should have signed for you. The market can only go up and this is the time to buy.
    don't breed or buy while shelter dogs die....

    I have been frosted!

    Thanks Kfamr for the signature!


  6. #6
    Join Date
    Aug 2004
    Location
    Calgary, Alberta, Canada
    Posts
    4,789
    Quote Originally Posted by Alysser View Post
    Gayle, I am so sorry you weren't approved and I am so sorry your mother said that to you. I don't blame you for not wanting to talk to her, seriously, the most hurtful things always seem to come from family, doesn't it? Anyway, I hope the bank can approve you OR will! You need a break and a nice house so you can get a DOG again

    As always Mikey and I are rooting for you! If you want a picture, I'd be happy to provide some later
    She's said alot of hurtful things along the road, I had just hoped we were past that with dad's stuff that we went thru together. So I will take a break from her for a while.

    I'd love pics of Mikey! He's such a good, silly dog. Please give him a big HUG from me!!

    And thank you both for your support. I am truly grateful.
    Gayle - self proclaimed Queen of Poop
    Mommy to: Cali (14 year old kitten)
    (RB furbabies: Rascal RB 10/11/03 (ferret), Sami RB 24/02/04 (dog), Trouble RB 10/08/05 (ferret), Miko RB 20/01/06 (ferret) and Sebastian RB 12/12/06(ferret), Sasha RB 17/10/09 (border collie cross), Diego RB 04/12/21

  7. #7
    Join Date
    Aug 2004
    Location
    Alberta, Canada
    Posts
    22,005
    Hoping for a hopeful update!
    "Do or do not. There is no try." -- Yoda

  8. #8
    Join Date
    Aug 2004
    Location
    Calgary, Alberta, Canada
    Posts
    4,789
    Sorry, no good update at all. Met with my lawyer today and she advised I do not pursue getting a home at this time. So that dream is on hold now for a while longer, sorry Cali and Diego. I'm pretty concerned, upset with the turn of events in this never ending settlement nightmare.
    Gayle - self proclaimed Queen of Poop
    Mommy to: Cali (14 year old kitten)
    (RB furbabies: Rascal RB 10/11/03 (ferret), Sami RB 24/02/04 (dog), Trouble RB 10/08/05 (ferret), Miko RB 20/01/06 (ferret) and Sebastian RB 12/12/06(ferret), Sasha RB 17/10/09 (border collie cross), Diego RB 04/12/21

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