As someone who is sandwiched between the baby boomers and generation X-ers, I have been told since I was a kid that give the economics, not to count on Social Security existing by the time I am able to retire. I fully expect to be working until I am at least 80. I started paying into the system when I began working at 17, but have never regarded it is something I can count on.

Am I glad it exists for those who need it? Of course! That's entirely separate from expecting it to be available for me.