I'm helping myself to the bagels and coffee. Thanks Maggie.

I need to go out and take my car to the garage (brakes grinding, yet no warning light coming on???), but it's just too darn cold to leave the house. Tomorrow it's supposed to be 15-20 degrees warmer, so I can handle going out in that. Wish my budget could handle a brake job - but what choice do I have??

Maybe I'll take my coffee with Baileys - a lot of Baileys................