I had VIP insurance on Coco for 2 1/2 yrs now and switched over to the insurance Kroger's offers. I got the insurance through Snoopy's adoption (shelter had information) Didnt realize that Kroger's was associated with pet insurance company until I had to call them about getting Snoopy's policy started.

So far I am very impressed with Pet Firsthealthcare.
I actually switched Coco over to this company.

VIP charged to much and reimbursement(s) stunk. Their wellness program was a joke.

I'm carrying accident and illness coverage plans on both dogs. The wellness programs Pet Firsthealth offers I might add at a later date.