Melissa - I am going to mention a word that some think is ugly and bad: welfare

It is exactly for people who need help to "fare well" in tough times. You both work hard, and you two are totally deserving of this. It is temporary, and you have earned it.

Don't be shy of food banks and Christmas hampers, either.

I have little to give - though anyone reading this can team up with me by PM because I do have a certain PayPal account name - but certainly look into any additional help you need where you are.

{{{{hugs}}}}