I have no problems with some of the features; and big complaints about others.
For starters, I, too, would like to know how to get a $125 per year deductible. Every single month last year, $96.40 was deducted from my SS check. That added up to $1156.80 for the year. I understand that there will not be an increase this year because there will be no increase in Soc. Sec. amounts.
I'm fortunate - I don't have to use the Medicare drug program. Both of us have excellent retiree prescription plans.
My main thing about Medicare - I think there should be more emphasis placed on preventive care. It's a whole lot cheaper to pay for prevention than for a disease.
Example: I'm a Type 2 Diabetic. Medicare says that any diabetic who does not use insulin should only test their blood glucose once a day. They will only pay for one strip/day. That's insane. Only by testing will a diabetic know how well, or how poorly, they are doing from day to day, week to week. If, out of nowhere, my glucose starts becoming higher, how will I know if I'm not testing?
Then there is that shingles vaccine. I know 'they' say you should get it once you're 60, and that would be before you went on Medicare. However, in the case of some of us, we hit 65 before the vaccine came out. So Medicare would rather chance that we get shingles, then pay a one time fee for the vaccine?
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