If you are on welfare be it a week or a year or 10 years it is because for whatever reason you cannot take care of yourself finanically. Welfare helps that is what it is there for. People on welfare declare themselves unable to support themselves. Is that not correct? What other reason is there to be on welfare? You can't support yourself and you go and apply for help in food stamps and housing etc..
As for Medicare the deductable every year is $125.00 and Medicare pays for 80% of most medical bills. I am not talking about the meds just the procedures.
Private insurance can have a deductable of $5000.00 per year. Most people have $1500 or $2000.00.
I think Medicare does a great job. They pay very well, I have never met any Dr who does not take it, I am not even sure they can refuse Medicare. Drs however can refuse to take Medicaid, Wellcare, Caresource and many do. Why, because they pay so little.
Caresource might only pay $20.00 for an office visit. Medicare will pay over $100.00 for the same visit. A Dr. cannot survive, a practice cannot stay open if most of your patients are Caresource or Wellcare. He cannot afford the rent, electric, malpractice, staff and a hundred other expenses.
People who are on these insurances drain the system and are responsible for hospitals closing in many cases. Urban hospitals with mostly Medicaid patients cannot generate the income from this insurance to pay staff, equipment and all the rest.
We need to make people more responsible for themselves, educate them so they can work and make a decent living. If we can cut the number of people on government assitance this country and all of us might have a chance. After all we are all paying for this with our tax dollars.
As for a living will yes I think everyone should have one made, but many elderly don't. They are afraid to talk about it. Then when they do die their children are left to sort out the mess. I think everyone should be encouraged to speak to a lawyer who specializes in end of life issues, it would make those that are left behind rest easier.
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