Over the last year, I've been using COBRA for insurance. I was unable to work due to medical conditions. It's more expensive than the group plan but we all need insurance. It's been a lifesaver for me.

When I retired from my last job in electronics, I researched possible ways to get insurance. I visited two websites. Humana and Blue Cross/Blue Shield. At that time, they offered several different plans you could apply for and get an instant quote. I'm not sure if they still do that. I haven't seen either of them advertised lately. FYI: I was turned down because I have high blood pressure and a couple of other small problems. I was surprised that the insurance would be that critical but I realize they can't just sign up anyone with anything. They could be getting themselves into a mess.

Don't forget about the lower cost prescription plans that Wal-Mart and other pharmacies have. Some of your Mom's may be on the list. You can find it on Wal-Mart's website.

If I ever need insurance again, I would love to hear what my options are. It worries me that I could be without coverage down the line somewhere.

I'm so sorry to hear about your Dad. I hope it all works out well for him and your Mom. It's so hard. Hugs all around