I spend the money to have my credit monitored. It is annoying but worth the $17.00 a month.
Theresa, I'm not absolutely sure but I think that the Visa people contact the hotel. After all, you should get your account debited which means they're out of $30000. I pay a fee for Discover Card to monitor my accounts monthly with all 3 credit agencies. I'm so paranoid it's scary. I can afford the small fee to receive a monthly statement and keep my credit intact. I know you're entitled to a free one with the government, once a year. But the ones I get list every credit card, balance, usage etc. and credit score. I feel safer.
My name isn't very common, but yours isn't either. I think I would have had a heart attack. I hope you're OK
I've been Boooo'd!
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