Have you checked your credit report lately?

[kokopup]

I only have two credit cards, both with very high credit limits. I also
have Equifax monitoring my credit continuously and I'm notified, by email, if any changes occur over a certain dollar amount. If anyone applies for credit or inquires of my credit history I am also notified. With this service I have unlimited access to credit reports so I check mine every month or two.

You are protected by law against fraud ,so your liability is limited. If your identity is stolen a lot of damage can be done if action is not taken immediately. i monitor my credit very closely because over the years I have had a problem with other peoples credit ending up on my report. In all cases this was a negative. My name is one of the most common names in the US, maybe even the English speaking world. No it is not John Smith.

[aTailOf2Kitties]

The problem is VISA. My bank debit/ATM card is through Visa and they (the bank) sent me a nice letter saying there was a security breach at Visa and info was compromised. I got a new card and PIN, but this is the 2nd time in about 4 years this has happened. Had a friend tell me she got the same notification from her bank (different one than mine, but still had Visa debit card).

[Moesha]

My bank just replaced my Visa debit card also.

[ramanth]

My bank just replaced my Visa debit card also.

Same here. Neither my Visa Debit or my Visa CC were used in error though. I check it often.

[Edwina's Secretary]

I spend the money to have my credit monitored. It is annoying but worth the $17.00 a month.

[K9karen]

Theresa, I'm not absolutely sure but I think that the Visa people contact the hotel. After all, you should get your account debited which means they're out of $30000. I pay a fee for Discover Card to monitor my accounts monthly with all 3 credit agencies. I'm so paranoid it's scary. I can afford the small fee to receive a monthly statement and keep my credit intact. I know you're entitled to a free one with the government, once a year. But the ones I get list every credit card, balance, usage etc. and credit score. I feel safer.
My name isn't very common, but yours isn't either. I think I would have had a heart attack. I hope you're OK