My Ming's vet bills get so expensive, my vet has set me up a payment plan. He get urinary blockages from time to time that keep repeating. He has been blockage free for 3 weeks now. Still, I know how expensive vets can be. I "only" owe about $1,000 on my account. She is real good about it, though. I even get his meds on credit. I pay her between $50 -$100 per month. Maybe your vet can do this for you.