Politics and religion.

[Edwina's Secretary]

Dear Mean People Overseas,

Please send us a crisis to test the mettle of Barack Obama in the first six months of his presidency.

It's called On The Job Training.

Thank You.

Wow! That is rather pathetic RICHARD!

[blue]

Wow! That is rather pathetic RICHARD!

Realy?

Mark my words, it will not be six months before the world tests Barack Obama like they did John Kennedy. The world is looking. We're about to elect a brilliant 47-year-old senator president of the United States of America. Remember I said it standing here if you don't remember anything else I said. Watch, we're gonna have an international crisis, a generated crisis, to test the mettle of this guy.

Source.

[RICHARD]

Realy?

Source.

LOL,
Thanks, blue.

Like I said, it sounds "more stupider" when I say it. Send an email to the person who said it first. He's a leader. I am just a run-of-the-mill AH with no political ideals or desire to play second fiddle to a community organizer.

I like JB, He reminds me of the old man in CHRISTMAS VACATION.


And remember folks!

Reading is fundamental but comprehension will make you look decently intelligent!

[Puckstop31]

It would seem Chicago is the second city no more... At least in some ways.

http://cbs2chicago.com/local/chicago....2.847736.html

[Edwina's Secretary]

Yesterday a client called me about a problem with an employee. The employee was hysterical -- crying, etc. Clearly from the description of her behavior she needs medical help.

The problem? She belongs to an HMO and the next available appointment to see a doctor is November 22.

The company is helping her get the medical assistance she needs.

Next time someone tells you about other countries with Universal Healthcare and the long waits people must endure...think of Anna!

[jennielynn1970]

I have PPO Health Plan, pretty close to the HMO. I've never had a problem with waiting to get an appointment, just getting off from work to get an appointment, or trying to schedule an appointment while working 2 jobs.

If all else fails, I go to the ER and it costs me $35.00

I think with HMOs you have to submit an ER visit a little differently, but if she needs medical attention and can't get in with her regular physician, you go to the ER. Or find another physician who also accepts that insurance. Normally there is more than ONE physician who accepts that insurance (unless the company was really cheap and went with some totally unknown insurance company).

[Edwina's Secretary]

Blue Cross. Fairly well known. She will not go to the emergency room as the deductible is $1,500 -- which she cannot afford. When you make $9.00 an hour that is alot.

An HMO does not pay ANYTHING if you go to another physician. That is the difference between a PPO and an HMO. NO out of network benefits.

These are the people who fall through the cracks. They have a job. They do not qualify for government assistance. But for affordable insurance you have many co-pays -- that they cannot afford to pay.

You have excellent coverage if ER is only $35.00.

[jennielynn1970]

She does have a choice as to who she picks as a primary care physician, does she not? I mean, is there only one primary? Will they allow her to change her primary to one that has better office hours?


Our school district offered us a choice (after BC/BS split) of keeping our traditional coverage (with deductibles) or a PPO. Every family is different, and certain coverages work better for certain people. I chose the PPO. I get the doc for $10, and the ER for $35. When I started at BASD, my copay per paycheck was $9.00 (a steal). Since then it has gone up to $20 (this is after 11 years). Up until this school year, it didn't matter if you were one person, or a family of 8, you got the healthcare for the same copay deduction from your paycheck. You'd be amazed at the amount of teachers who complained about having the copay per paycheck go up. I was part of the bargaining committee, and I wanted to tell them to go look at private companies and see how much those people pay for their insurance. (You can't please everyone, and some of the teachers I work with are the whiniest people I've ever met...)

Our medical insurance is bargained for, and everyone of our teachers is covered by the insurance, whether you have coverage through your spouse or not. Some people get ticked off by that, although it's a fairly small group that has that issue, but they still are not given the choice as to whether they want the insurance or not (this copay that is deducted from our paycheck includes prescription coverage.. $10 per Rx for up to 90 days a Rx, and also dental coverage). So, yes, we do have good coverage, and at a very reasonable cost to the employees.

[Edwina's Secretary]

Yes, you do have exceptional coverage. And a very low premium contribution for employees. However...someone somewhere is paying the rest of the premium.

No, in an HMO you do not have Primary Care Physicians. You select a clinic. That is the end of the selections you have.

She does not speak English which limits her options.

You should know you really have exceptional coverage -- that is pretty much unheard of outside of public employees or some very large employers.

Your plan would be just unaffordable for the average employer.