Wow, that is a high premium. I believe ours is only $200 per month from hubby's work, however we don't have ANY copays, an $800 per person deductable per calendar year, and what it covers is only 50-80% when you meet the requirements. Needless to say we don't go the the dr. until we have a multitude of things wrong, or something serious.

The weird thing is our dental has NO deductable, covers 80-100%, and our prescriptions cover a percentage (which changes every 4 months of course) right from the first of the year.

So we have healthy teeth but lousy overall health, go figure.