Catlady... I am in the same boat as you are right now so I am interested to see how it goes for you.

I have actually had this ingrown nail for about 9 months. I know I have to get it removed but I'm too nervous and don't have the money for it right now. it was REALLY painful at first but I seem to be able to get enough of it out from time to time to take the majority of the pain away but it's still there and causes discomfort and then when it grows back it's really painful again until I can get some of it out.

Prayers for you...