Thanks everyone. Do not worry, I would not even think about getting a cat until I had somewhere to live, and already moved in!! I need to be set and comfortable so the new cat would feel much more welcomed!!
I wouldn't adopt a kitten for the facts that were stated, but you enforced it. I am now set in adopting a cat around the ages you recommend.
Thank you again, and I will let you know what the verdict is! I hope that it works out, and that there are apartments willing to let me have a cat!!