DJ,

I had the same problem when I had to find a place to live. My credit sucks, I also have a bankruptcy under my belt from 5 years ago. I desperately wanted to move into a place that had one bedroom. Unfortunately, the investors who owned the building, said no because they require excellent credit. I thought for SURE my address was gonna end up E16P48 MICHIGAN. I looked a little more and found my first place (one room, very crowded with so many cats) and as one of my friends said, "it's a start". The "start" required one month's security and first months rent plus last 2 months security. I'm surprized hey didn't ask for my first born and a blood sample. Months later a 2 room studio became available. I had an easier time with that because I had been a great tenant. I never complain, pay my rent on time, what more could they ask for.

Is there ANY way you can have someone co-sign on the lease. I had to do that for my daughter because she was young and didn't have any established credit, yet she had a great job and SSD benefits and was more than able to pay her share of the rent (with a roommate, of course).

Good luck, girl. I know EXACTLY what you're going through.