Quote Originally Posted by Rachel View Post
I hate to quibble but I don't think an increase on a credit card limit nor being allowed to skip a payment is doing anyone a favor. If I get that one, I doubt it will be from Abundance....more like from Deeper in Debt.
I don't disagree w/that at all, Rachel. I think credit cards are consumer cocaine. But people have disputed this point w/me, so I mentioned it only so that you could see that you have extra money, so to speak, should you need it. For instance, if you have an emergency, say, one of your furkids needs surgery and you're tapped out, just knowing that you have a little room on your credit card might make the difference. Same w/skipping a payment. It only increases the amount of interest you'll pay on your credit card but, if you're in a real pinch, it could come in handy, for the time being anyhow. Good point, though.