Gary, I will turn 62 in June and would love to retire then but I am not set up like I wanted to be before I retire.. I also can't figure out what I would do for health insurance if I retire then. I also wonder what I would do with myself and all that time... I have worked all my life and I am one of those really crazy people who enjoys working. I know I would get a part time job or do some volunteer work somewhere...That health insurance thing is what scares me...