As others have stated it was her DUTY as a CCW holder to check first AND comply with other state/cities laws.

as to other peoples question... What is the point of carrying a loaded firearm? Are you going to ask a mugger/rapist/other terroist "Oh, hey can you hold on a second? I have to load my gun before i point it at you."

I don't know how the news interpreted it or misinterpreted it. By law "loaded" actually refers to a round(bullet) being chambered. Where as the general public usually refers to loaded as the magazine being in the gun. (Bullet is actually only a portion of the "round".) / Bah... just read again and seen that this is a revolver. I wanted to delete this paragraph, but it's useful for other instances.