My mom's car; Update Post 11, :(

[Uabassoon]

Because this is the only one that the car dealership has that is available to us.

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

[Roxyluvsme13]

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

I don't really know how to explain this. It's something about the car dealership losing money since we don't have a down payment. As I said, I'm still confused o n the whole thing, it was kind of technical and complicated.

[shais_mom]

And that's exactly why a 14 year old shouldn't be making decisions like buying a car- I'm confused as to why all your posts say "WE" when your mom is the adult - it's her say. If she isn't capable of making decisions like that - then you need an intervention more than just with your pets. Which brings up a burning question that I know bunches of us have wondered but I'm not going there.
Good Luck - I really do hope you find a car - altho it might not be the car YOU want.

[Roxyluvsme13]

It's not my decision? My mom just asks my opinion but in the end it doesn't even matter because it's her final choice.

[Vela]

I don't really know how to explain this. It's something about the car dealership losing money since we don't have a down payment. As I said, I'm still confused o n the whole thing, it was kind of technical and complicated.

Just wanted to let you know, if that is indeed what they told you, it's a load of crap. They wouldn't lose any money on ANY car in the lot, period, or they wouldn't sell it. Car dealers and dealerships are known for saying whatever sounds good to get the result they want. I do not beleive for one minute that they are only allowing you to try to buy that one car on their lot because otherwise they lose money. That's a crock. IF that's what they said, they are lying to you. I just bought two cars so I know a lot about how they work and they play a lot of games. One place outright lied to us and we walked, didn't buy from them. The price of the car is the price of the car, they aren't giving you money off because you don't have a downpayment. Go to another dealership and try to buy a cheaper car. Those people want the sale, they will say and do whatever they can to get it. They don't care about you and your mom, it's their job to sell you a car.

We bought one car at an Enterprise Sales Lot, and then went to another lot to buy a different car a few weeks later, after calling to see if Enterprise had a car we wanted and we mentioned the car we were looking at elsewhere. The first place called us on the phone while we were in the middle of paperwork and said don't buy that car, we will buy it from them and sell it to you for cheaper..../boggle. We didn't do that, we bought it from the place that was selling it, but it just goes to show how much they can or will manipulate if needed.

Don't give up and if this place doesn't work out find a different one. Maybe you can do some research online for your mom about car places around there. I know there are places who will sell to anyone, even those with not perfect credit, the interest rates are high but any of them will be if they are leery about loaning the money from the bank. I bet your mom would appreciate the help in finding a place that might make it easier for her to find a car, if this one doesn't work out. Try for a little less expensive car and I think it will be easier. Heck I drove a 13 year old jeep for a long time and it still runs great for it's new owner. Doesn't need to be new or close to new to still be nice.

[shais_mom]

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

This probably won't make any more sense and probably doesn't pertain to them but a few years ago one of my coworkers declared bankruptcy and they got their van repossessed. When they went to get another car they weren't elgible to get an older model but they were able to get a NEW car??
I am not implying that Bri and her mom have declared bankruptcy b/c I don't know and don't care and it doesn't matter at all....
This just came to my mind when she is more elgible for a NEWer car than on older model.

[Roxyluvsme13]

Actually my mom did file for Bankruptcy.. and she has some major credit issues thanks to the past six months..

The car place called and said she may be eligible for a newer car, especially for the price she was going to pay on the Toyota Matrix.

[shais_mom]

Actually my mom did file for Bankruptcy.. and she has some major credit issues thanks to the past six months..

The car place called and said she may be eligible for a newer car, especially for the price she was going to pay on the Toyota Matrix.

Please don't think I was implying that - or trying to get you to admit it - I truly wasn't.
I was just thinking of the case of my coworker.

[Vela]

Well maybe that will work out better in the end then, whatever can get you into a car for the least amount of money for the long term. Hope it works out.

[Catty1]

This is why help was requested for smaller but vital things...like pets.

I'll leave it at that.

Good luck with the car, Bri and Rhonda.

[Cataholic]

I think often one qualifies for a loan to cover the costs of a new car over a used car for collateral reasons.

[Lady's Human]

Dealerships will frequently lease cars to people who have declared bankruptcy, as a leased vehicle is not an asset, it's essentially a long term lease.

[king2005]

This probably won't make any more sense and probably doesn't pertain to them but a few years ago one of my coworkers declared bankruptcy and they got their van repossessed. When they went to get another car they weren't elgible to get an older model but they were able to get a NEW car??
I am not implying that Bri and her mom have declared bankruptcy b/c I don't know and don't care and it doesn't matter at all....
This just came to my mind when she is more elgible for a NEWer car than on older model.

!!!!

With State Farm, you cannot buy a car over 6yrs old... So in 2006 I had to buy a 1999 as the oldest... luckly I found a 1999 on my last day of car shopping, before my cheque expired. So it really depends on the rules of the company