My mom's car; Update Post 11, :(

[shais_mom]

I know State Farm is also in the USA. I did my financing for my car through State Farm. I bought a 6500.00 car (that was the total cost after taxes & stuff).. I pay 169.00/month to pay them back.. its a 4 year plan.

Get your mom to call them & see if its in the usa too

we have STATE FARM but its an insurance company - I don't think they finance cars, but I could be wrong - I really don't know. I just set up my car/house insurance with them.

[Roxyluvsme13]

Our car is a lot more than $6,500 though, lol. We tried applying for a loan, didn't work. Doubt it'll work at other places too. They're working with Eastman credit union, so maybe they can do something.

[ramanth]

The Vibe and the Matrix are pretty much the same car, just a slightly different look to the body.

The Vibe is by Pontiac, but has a Toyota engine.

[Catty1]

DO they have a Corolla? They are good on gas. There is one that used to be called the Echo - new name this year - it has a hatch like the Matrix, but is smaller.

[king2005]

we have STATE FARM but its an insurance company - I don't think they finance cars, but I could be wrong - I really don't know. I just set up my car/house insurance with them.

Our state farm is an insurance company too... I think it was something new they were getting into. I have car & life insurance with them.

I'm going through a bankruptcy (I get to sign this sat, finally!!) & most finance companies will repo the car from you right away. or just after the bankruptcy & screw you, as you cannot claim anything after you sign.. only for things that happened before your signing.

So my bankruptcy Trustee (very nice guy, everyone in the company is calm & friendly) called State Farm to tell them what was going on & what their policy was for someone who went bankrupt, but still wants the car & wants to make payments. State Farm said we'll give her till this date to get caught up & she can keep her car, as long as she doesn't miss any payments. I kept my end of the deal & I still have the car *hugs her car*

Thats why I thought State Farm would be a good company for them to go with.

Bri, with the average finance company I would have to pay nearly 400.00/month for my car & I'm paying 169.00/month.

I know what your mother & your family are going through, as I'm in the same kind of boat. Its really rough... I wish you & your mother the best... *hugs*

[Roxyluvsme13]

Our car that just died was a Corolla, I don't think my mom would want one.. and no, they did not have any .

Ah, so the Vibe and Pontiac are like twins?! Neat!

[Vela]

Why don't you look for a less expensive car then, if you can't obtain financing on that one?

[Roxyluvsme13]

Why don't you look for a less expensive car then, if you can't obtain financing on that one?

Because this is the only one that the car dealership has that is available to us.

[Vela]

Have you guys tried other dealerships? I'm sure there is more than one. If they can't obtain financing there, there might be another place who can. I have seen places here who do their own financing themselves and claim to finance anyone, maybe you can find a place like that. I know they have them all over the country.

[Roxyluvsme13]

Have you guys tried other dealerships? I'm sure there is more than one. If they can't obtain financing there, there might be another place who can. I have seen places here who do their own financing themselves and claim to finance anyone, maybe you can find a place like that. I know they have them all over the country.

Yeah, we've tried like 2 other car dealerships and both of them didn't even approve us. Soo.. we're sticking with this one. They're working really hard to get us this car.

[Uabassoon]

Because this is the only one that the car dealership has that is available to us.

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

[Roxyluvsme13]

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

I don't really know how to explain this. It's something about the car dealership losing money since we don't have a down payment. As I said, I'm still confused o n the whole thing, it was kind of technical and complicated.

[shais_mom]

Can you please explain this. You go to a car dealership and they are only willing to offer you one car that is out of your price range? You should be able to apply for any car you want especially one that is less expensive. Or is the problem that you don't want to try out any other cars. When i went car shopping a few months ago I really wanted a Matrix but I knew it was out of my price range so instead I went for the Toyota Yaris. It's less expensive and it still has a hatchback and the rear seats fold down to make lots of room.

This probably won't make any more sense and probably doesn't pertain to them but a few years ago one of my coworkers declared bankruptcy and they got their van repossessed. When they went to get another car they weren't elgible to get an older model but they were able to get a NEW car??
I am not implying that Bri and her mom have declared bankruptcy b/c I don't know and don't care and it doesn't matter at all....
This just came to my mind when she is more elgible for a NEWer car than on older model.

[ramanth]

Ah, so the Vibe and Pontiac are like twins?! Neat!

The Pontiac Vibe and Toyota Matrix are sorta like twins, I guess. *laughs*

[Kalei]

I'm so sorry Bri, it seems all you have lately are troubles Someday it will get better though. The Matrix is very very nice and they make great cars! I will pray that you and your mom will be able to finance this car, because it is needed so badly and you guys need a clean break from bad luck.