Quote Originally Posted by Catty1
Jess - check the Yellow Pages under Credit Counselling or ask your bank person about it.

They do what Trinityagain mentioned - several different plans...
I agree, have you looked into credit counseling at all? You'd be able to keep your car, and the credit counseling agency will be the ones to negotiate with your debters. Have you already filed for bankruptcy? ((((hugs)))) and I really hope everything works out for you.