Bankruptcy - Just ranting to keep sane UPDATE: apr 28

[king2005]

My car has to go

[Catty1]

Jess - check the Yellow Pages under Credit Counselling or ask your bank person about it.

They do what Trinityagain mentioned - several different plans...

[JenBKR]

Jess - check the Yellow Pages under Credit Counselling or ask your bank person about it.

They do what Trinityagain mentioned - several different plans...

I agree, have you looked into credit counseling at all? You'd be able to keep your car, and the credit counseling agency will be the ones to negotiate with your debters. Have you already filed for bankruptcy? ((((hugs)))) and I really hope everything works out for you.

[king2005]

The bank already told me no. There is also just too much stress with these bills I can no longer pay.

I do have good news. We found a place for 800.00. Its in a VERY VERY nice neighbourhood. Its a beautieful basement apt. There are a couple flaws, but he was up front about them. Its older wiring so you have to evenly distrubite power through out the house. There are 2 lights acting up. We're going to take a peek at them, as we want that light replaced with ours. if that solves the issue, great if not, the landlord will have someone come in to fix it.

The dryer is acting up, so we offered to bring ours over. Our washer is also larger, so we offered to let him store that washer in our storage space & we'll put ours there. He liked that idea, we said it'll give him time to replace them with new ones, so it doesn't have to cost him a lot of money all at once.

The landlord (2 people own it) had put in so much money into the home as the people that were upstairs a couple years ago, bred pit bulls & trashed the house (very costly).. the last person that was in the basement also trashed it, so a lot of things are all new... He has a very good family upstaires & revolves all the tenets in the basement around them. We want to meet the family & introduce them to Bear so they aren't scared of her because of what bred she is... The landlord cannot wait to see Bear, as he is excited that shes a calm & quiet dog. Which she is, she never barks, wont eat the house & wont harm strangers. We want the people upstairs to feel comfy with us there.

The landlord is cool with the 3 of us there. To help him feel comfy (most landlords are very wary about 3 adults) we said to add in the lease, its only to be the 3 of us living there. Friends can come over, but it cannot be a hangout.

I'm quite excited about this place

[wombat2u2004]

Good on ya mate....that should ease things a bit for you.
Wom

[jackmilliesmom]

Hope it works out for you Jess good luck and take care!

[king2005]

Current update:

I get to keep my car!!! BUT only if I can get everything up todate on it with my finance company. My finance company has written a letter to my Bankruptcy company insuring all will be well as long as I do not get behind & am online! I have until July 1st to get 100% caught up.. I'll be caught up on friday I'm sooo happy!!

However I went to the bankruptcy office with my sterio, amp & woofer removed.. Only to have the agency fight for my car, esp after they found out about my super low payment (169.00/month).

We are almost moved into our new place... I have mango in his tank in my new bedroom... Axles Pond is beside the tank set up, but Axle is still at the old place.. I didn't have enough room or time to pack him up. Lilly is still at the old place... I just have to add the pond filter & get my dressed upright, then I can bring Lilly to my new home.

Yesterday we had guests at our old place while packing up, Karen I know very well, but had never met Will. I know Will's snake very well, as I've fed her (she lives with Karen as Wills home isn't stable yet, so Shimmer staying at Karen's is best)... I told Will about my turtle & he HAD to see him... he LOVED Axle & wanted to hold & touch him.. He took a couple photos... Then I told him about Lilly my Rose Hair Turantula... & Guess what!! Will showed me how to pick up & hold Lilly!!! OMG I got to finally hold my girl... I was so excited, as I've wanted to hold her since day one, but have been scared of her & didn't know how to handle her properly... Now I know & plan to have her out all the time at my new place I've been all goofy since then, cause I was so down cause I couldn't hold her.... hehehehe She tickles so much & is such a calm & gentle girl I knew I picked a good girl. Will also loved her colouring, nice & bright