Misspelled last name on a check

[Freedom]

Should work fine. let us know!!

[Sirrahsim]

They took the check no problem but suggested that I not spend it until I'm sure that it went through.... I don't know what that means but I guess I'll hold off a week or so before I get our grill.

[Craftlady]

They took the check no problem but suggested that I not spend it until I'm sure that it went through.... I don't know what that means but I guess I'll hold off a week or so before I get our grill.

Probably want to make sure it clears ok, way it was made out etc.

[Edwina's Secretary]

Both my husband and I have very short simple names that get mangled all the time -- especially our last names...we just sign the back of the check..."for deposit only" and never have a problem.

Banks have the right to hold a check you deposit for a certain period of time to ensure it is valid...before letting you have the funds. It is longer for out-of-state checks.

If you set up to view your account online you can see when the funds are available in your account.

[Cinder & Smoke]

Banks have the right to hold a check you deposit for a certain period of time
to ensure it is valid ... before letting you have the funds.
It is longer for out-of-state checks.

Typical "holding periods" are 3 BUSINESS days for "local" checks;
and 10 BUSINESS days (2 WEEKS) for "out of town" checks.

BUT - there's also usually a bit of somewhere in the "agreement"
you signed to open your account that reads something like:
"... all deposits are subject to successful collection ..."

I found that nuggett one day when the Bank sent a new, "revised & updated"
agreement for my amusement and education.
I stopped in and asked what the double-talk meant ...

"Oh, that just means if a check is later refused by the issuing bank (i.e. they won't PAY it),
MY Bank reserves their right to back whatever amount they posted to MY account -
NO TIME Limit!"

The Lord givith, and the Lord taketh away ...
but He sure ain't gonna taketh away from da BANK!

[Sirrahsim]

ugh... Well hopefully the Ohio Government won't reject their own check I don't see why they would!

[Cinder & Smoke]

ugh... Well hopefully the Ohio Government won't reject their own check
I don't see why they would!

Easy ... If Ohio doesn't "like" the endorsement on the back ... they can notify the bank
that cashed the check that the check is not being honored without a "proper" endorsement.

Hopefully, no one will check the endorsement and no one needs to know.

(And I'll bet they spell it wrong next year, too!)


/s/ Phred