We have most of the regular bills paid on-line. but i try to keep my on=line purchases really minimal. I still use checks for my retail store charge accounts, doctor appointments, hairdresser, charitable contributions and things like that. I have duplicates, so it's easy to track that way. I use my credit card for most everything else, like groceries & gas.






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). I use credit cards occasionally and pay them off every month. I do use cash occasionally too. I guess I use all methods to get the job done.


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