I do not pay ANYTHING online. I don't trust the 'net enough to link up to my bank, I don't even have access to my bank acocunt on the net.

Most of my bills are set for auto debit. Other things, I write checks.

I don't own a Debit Card, they are anti-consumer and I would never want one! I use the float and gain interest that way.

I use my credit card for everything - even the groceries! By the time I pay for them, we've already eaten them.

Cash, well, I've been known to go out with less than $1 in change. Drives Dad nuts. Can be a problem when you get to the front of the line and they have a $10 minimum for credit. I NEVER carry my check book, that stays in the house where it is safe. Only time I know I will need it is for doctor visits; they don't take credit cards, and I never have enough cash for my co payment.

Come tax time, I go through the checkbook register and the credit card statements to pick up all the deductions. If I paid cash, I 'd have a file folder for cash receipts (doubt there would be any receipts IN there, I'd forget to keep them for sure!) In fact last month Dad paid cash for a doctor visit copayment, and I made an entry in the check book register to remind me come tax time!

I do make purchases on line, using a credit card. And I worry. Five years ago, I bought something on line from a BIG company (either L L Bean or Land's End, I won't say more) and the following month I had over $2000 in purchases on my credit card. Someone had hacked in and used people's cards to go on a spending spree. That's the source of me not trusting the Interent for stuff.