We pay $270 per month for my step-son's medication ... AFTER our insurance pays some of it. It's crazy.

My son and I didn't have health insurance for ten years ... thank goodness we are both very healthy and nothing bad happened. It's such a frightening risk to take ... but sometimes there is nothing that can be done about it. I am self-employed and getting insurance for us was no where near my price range.

My parents are on dozens of prescription medications, as I'm sure most elderly people are. If it weren't for my dad's former employer's good retirement plan which pays for prescriptions, they would be dead, I'm sure.