Quote Originally Posted by K9soul
Insurance is responsible for driving the prices of things being so outrageous, because drug companies and hospitals can gouge a wealthy insurance company for more. A lot of hospitals have alternative charges (much more reasonable) for uninsured/cash paying patients. So while your bill may say a procedure was 5,000 and your insurance paid 4500 of that, a cash/uninsured patient may have gotten the same procedure for 1000 or less. Just basic examples. One could go on all day and night about the multiple aspects and facets of insurance. I think it can be good, but it also can be bad. The reason a lot of drugs and such became so expensive in the first place is because of insurance companies.

That is very true.

When i went for my blood test... the "with insurance" rate was going to cost us over $500 bucks... but because we were paying cash it only cost us $140 for all the tests. One test alone would have cost $291 with insurance.... with cash payment it cost $60.

people are so shocked to hear how much our Dr is charging for the exams and delivery of my child.... they say it can't be true because with their insurance they had to pay 10's of thousands. it's amazing how cheap everything can be with the right Dr and without insurance. I mean really.... you are kinda paying the same amount with or without insurance... they just jack up the price for the insurance companies to pay.