LOL... I forget you're in Canada, but I thought it would be the same up there with banks.

Down here we can get a "bank card" that is a debit and credit card. Depending on where you use it, you get charged a fee if you use it as a debit card, so you have the option of using it as a credit card. It's very handy.

mandy...
I do hope that Zoee will be getting better. Did the vet get her in earlier, cause your message this morning said her appt. was tomorrow. I hope they realized that it was urgent and made time for her!