Quote Originally Posted by catnapper
Major owie.... I think I just broke my foot. IOnly I could drop a 50 pound metal vice on my foot while hunting for family photos in the basement. It swelled up immediately and hurts like heck.

My SIL was over and looked at it - she says based on my crappy insurance and the swelling I should just wait for my regular doctor tomorrow because even if I went to the ER, they couldn't do anything like putting a cast it for a few days until the swelling went down.

I seriously hate my life. How on earth will I be able to do dog training? I HAVE to work or I'm so dead.
Yes and no.. Depends on the insurance. Usually insurance companies treat an emergency at 100 percent.. After all- you have no way of knowing if you cracked or broke a bone. Where as if you go to the doctor, it will be a referal if you did and thats usually done at 80 percent for orthopedic. ( I went through this last year when I broke my leg in the fibula and tibula...) The emergency room becomes the referal with you only having to contact your doctor .. who will tell you they are not orthopedic, and refer you.
Go to the emergency room- you dont know if you broke it.. ( the concern is " a broken foot or leg can make dangerious clots...)