What Would You Do

[Cataholic]

I echo GM's answer. If it makes you feel better, take your car to a dealer of your choice, or two places even, and obtain an estimate on what it will cost. Then, ask that company for the $$ up front.

You aren't 'entitled' to a new paint job unless you had a new paint job...but, if your car is a 1999, for example (like mine is), and unless the scrapes were super bad, I prolly would just pocket the money. I have no plans on selling my car. It will stop running before it leaves my possession. But, if that is the case with you, and depending on the damage, you might be happier to live with it.

In any event, I would not turn it in to your own company. Even if you did turn it in to your own company, they would pay the claim (assuming you had comp coverage), less your deductible, and seek reimbursement from the roofer's company. If they recovered 100% of your deductible, it would be returned to you (and I can't see why it would be recovered). So, in the end, the roofing company pays the claim anyhow. AND, are you sure you have comp coverage on your car (as it is doubtful this would fall under collision coverage...since you didn't collide with anything ).

[Lady's Human]

Let the roofing company pay to have it fixed, but they should let you do it at a shop of your choice.

Unless the scratches in the paint are through to the sheet metal, it's a cosmetic issue.

[Daisy and Delilah]

Sorry to hear this happened!! I would have been absolutely livid I hope it all works out for you. Thank goodness the roofing company is willing to help so quickly.

[lizbud]

Thanks for the advise. I was upset, still am really.Broke my heart to see
all that crud on my car. I don't want the money, I want my car looking
the way it was before. Anyway, I finally did call my agent this afternoon to
clue them in on what was happening.Told them I don't want to file a claim
and they said they would just make a file reference about the incident and
if I was not happy with how things progressed, they would then establish
a claim for me & persue reimbursment from the roofing company.Either way
my car will be fixed the way I want it.

It is purely cosmetic, no permanent damage, but dang it, I don't want a
scratched up car.