Yes, the hospitals will know what to do and which insurance information to take. Once you tell them result of an accident, they know what to do. Also, going to your personal physician, they have forms to handle accident claims.
Either way your covered. It also covers PT if needed.

And you may ask "how does she know all this stuff"????? We've been there done this with accident that hubby had less than 2 years ago. Car insurance paid for everything expect the deductible.

FIRST AND FOR MOST: You need to notify your insurance carrier and give them the information, the hospital/or doctors office if you chose to go there first, will send all the information to your agent/company and inturn they will forward it to the other persons insurance carrier. In the meantime, get the accident report from the police. The insurance company will need this to document proof on who's fault it was in the accident.