But - she won't know she can go through that without losing her stuff UNLESS she sees a lawyer!

Offer to go with her - that you want to help her out, but need to know if what you do to help her (signing over, etc) is legal, or she could be in worse trouble.

She is digging in her heels - you know her best, but you might have to refuse any help UNTIL she sees a lawyer, for your own good.

Good luck.