Thanks everyone for your comments. Now I don't feel so alone in this. I think this penalty carries 4 points, if I understood what I read online correctly. Hubby said if I go plead my case I might also incur court costs and who knows if they will wind dropping the points. Also sitting in court can be a long ordeal since I called the police station yesterday and they said there are 6 pages of people scheduled for that evening.

I think I will call the insurance company on Monday and see what they have to say and decide what to do after that. They will obviously find out one way or the other, and Logan, if NJ is the same as SC I wouldn't really gain anything by going. *sigh* I am going to become a speed limit sign reader for sure in the future.

Randi, I can't believe you were ticketed on a bicycle. I didn't even know bikers could be ticketed. What a sneaky man to hide behind the bushes, but they do that here too.