The "I give up" approach to finance

[RedHedd]

I did that for years until it got to the point where I had to ask for help and am now in a debt management program. Stop now before it gets bad. I had to decide if I wanted to file for bankruptcy or try to take some responsibility. It's not easy, but I am paying my debts down. In four years I'll be debt free.

[ChrisH]

I did that for years until it got to the point where I had to ask for help and am now in a debt management program. Stop now before it gets bad. I had to decide if I wanted to file for bankruptcy or try to take some responsibility. It's not easy, but I am paying my debts down. In four years I'll be debt free.

Same here except I have around 3 years before I'm totally debt free. Odd thing is I can manage better now and sometimes even have money left over (so far that is, I so hope I'm not tempting fate.)