I was going to sign up for a credit reporting service, since I have vulnerabilities (Paypal, accounts set up with various vendors, a first and second mortgage, etc.) But I think there's a law that you can get a free credit report once a year, which was a provision in the new bankruptcy code. I think it stinks when a well-known company like Experian stoops to such tactics. I think a media blitz and some investigative reporting by 60 Minutes are in order here.