Someone has been tapping into my bank account!!!

[shais_mom]

yikes
one of my friends her brother in law had his business checkbook stolen and his wife works at the bank - closed the account just leaving enough money to cover some of the checks they had written - one of her co-workers saw that the checks were overdrawn so she took money out of their savings to cover them without asking! She didn't realize the acct was closed? I think they should garnish HER wages!

[shais_mom]

there was also a time when I had a checking account (I don't have one now) I deposited $100 into my account to cover checks coming and I gave the girl my acct number which is one number off my dad's b/c it was at the credit union that at the time was specifically for the company he worked for and it was his clock number so they just added #'s in front of like 1-2-3-4- etc for your acct number. They deposited the $100 into my dad's acct so those checks bounced all the way to the credit union. I was livid - I called and told them and they revoked the fees and covered the checks.

[sparks19]

Thats terrible.

I had a similar thing happen when I was 15 years old. Every month someone was taking over $70 out of my account. The bank returned my money and put a stop for the day that payment came out. So what did the company do? took it out an another date. it was an insurance company, so I called them and told them what was happening and the lady on the phone says "well you must have some sort of account with us if we are taking money out of your bank." I said "listen lady, I am 15, I don't have house insurance, I don't have car insurance and I don't have life insurance. how about you type in my name and see if I have an account" It turns out it was a customer of theirs and his bank account was one digit different from mine and the insurance company screwed up when they put it in the system.

It's really frustrating. I am glad your bank is taking care of everything

[Logan]

I have tons of automatic drafts to my checking account, but so far, so good. One month, one payment was drafted twice in the same day and it did cause a problem because the mortgage payment hit the same time, but the one that caused the problem paid me back the fees and immediately reversed the double payment. Maybe I'm too trusting, but it sure is a lot easier for me.

I'm sorry you had such problems, Donna.

Logan

[cyber-sibes]

Donna, I am impressed that they are returning your overdraft charges & the money. I'm not sure my bank would be so cooperative.
It is a good idea to check your balences & charges on line. My husband checked his one time and found several hundred dollars missing. Apparently someone used his credit/debit card number at a casino in Puerto Rico! The bank actually had the nerve to ask if he was sure it wasn't him. Duh! We assured them he had not been out of the country. He even had to call this casino to verify the charge - it turns out they run things through some off shore bank. It took several weeks to resolve, but the money was returned and the bank said they were going to pursue the fraud, but who knows.

[Sevaede]

WOW! That is incredibly HORRIBLE! I hope somebody gets a swift kick!

[K9karen]

Hey, Donna! We have another thing in common..I've been with Citizens bank (and their "old" names) since I was 6 yo and banked $1 a week at school! Great service, friendly, helpful people. I'm glad you got your money back. I know I check all my accounts with a fine tooth comb all the time.