Unfortunately, this is not an uncommon problem, Sara. I did the same thing. I deeded over my interest in the house, but my name stayed on the mortgage. Thankfully, my ex husband is very responsible with financial matters and always paid the mortgage on time, so it was never an issue for me, but it would have been had I tried to buy another house while he still had that one because the payment would have still shown up on my credit report.

As long as your name is on that mortgage, you will always be responsible for payment, regardless of what your divorce papers say. The same goes for any other joint accounts (credit cards, car payments, etc). In my business (finance), I have found that many people believe that they are not responsible because the divorce decree says that the other party is responsible. Its just not true, unfortunately.

I wish you the best of luck getting this taken care of.

Logan