I'm sorry I don't want to be the stick in the mud here, but that is over $1,000 a month! That is a lot of money. Is Joe going to pay that much towards your bills? Do your vet bills run that high? Or would you be willing to take a part-time job to make up the difference if you need to? I don't think you should stay somewhere that you are not happy, but I just thought I would throw that out there.