To answer some of your questions.

Kimmy I'm really sorry to hear you had another accident. This is the same car that got hit last year isn't it? People need to pay more attention to what their doing!
Yep, same car, though the accident last year was my fault. I re-ended the car in front of me.

I'd like to know why she didn't get a ticket... To me it sounds like the officer thinks you both were responsiable for the accident. I would have insisted she get a ticket!
I don't know and the more I think about it the more I get peeved. She claims it was her first accident ever. So I'm not sure why the officer decided to be lenient.


So if the officer didn't give her a ticket... is she still responsible ???
MI has this 'No Fault' policy. So even though the police found her at fault for causing the accident, all that means is that her insurance has to pay the deductible on my car. Then, because I have full coverage, my insurance company decides if it wants to have the car repaired or claim it a total loss and give me what they think the car is worth. :\