Maybe if you can't afford to pay for obedience, you can find someone else in a similar situation and use the advice you have been given to be each others' obedience accountability. You could help them with the basic obedience that you have mastered, and you can ask them to make sure you are consistent with a particular technique that has been suggested to you or that you just need a little more practice with. It won't be as good as one-on-one with a professional trainer, but if you are careful and follow sound training techniques, it will provide each of you with an extra set of eyes to catch mistakes/bad habits before they become too far along to fix. (I would not recommend your husband though unless your relationship is very strong. Even with my loving hubby, this would strain our relationship and become a 'you're doing it wrong' blame-fest lol ).