Now Phred, we all KNEW you would not want to accept this gift, but we did it anyway!! I *personally* think that you should just sit back and accept that gift with humility. It is of course now yours to do with as you please, but if I remember correctly the "fund" idea has already been discussed and rejected as too difficult to manage. (too many problems with WHO would get HOW MUCH and under WHAT circumstances.....etc.)

Am I correct in my info that you have no medical insurance?? If this is true, I am in that boat and it is HORRIBLE!!!!!! If what happened to you would happen to me, I will need to be allowed to die for lack of funds. So feel grateful that people are willing to help you.

the above opinions are mine and mine alone and do not necessarily reflect that of the remainder of the group.

Now go and count your blessings.