I don't like "lists" either. But I have finally determined that there are some breeds who are more likely to be involved in attacks, and obviously, their worst experiences have been with the breeds they have listed. I don't work for an insurance company, for the record, in case anyone thinks I'm playing salesman. But I have friends who do work in claims and it is a huge problem for them. I absolutely hate it because many of the breeds on that list are represented on Pet Talk, and you, the responsible owners, are having to pay for the poor ownership of others.

Insurance companies pay out millions of dollars in claims each year on dog related incidents. That's why our premiums keep going up, up, up. I have Allstate Insurance on my home. I was a State Farm customer for years. But guess what? When I bought this house, they wouldn't insure me because I had a trampoline. They (the insurance companies) have to look at the areas where most of the losses occur. Dog bites, swimming pool accidents, and trampoline accidents are very high on the list, unfortunately.