You misunderstood, I know you didn't have any criminal intent I'm just saying if that were me I would have done that, not that you should or should have. You live in the US too correct? And you can know how... corrupted our legal system can be sometimes. You're right its his mistake and eventually he's not going to have someone so nice or honest behind him as you were. I guess its just a courtesy thing on my behalf to let the bank know, as well as covering my own butt, you know?? Maybe its different in CA though

I wasn't saying that's what you SHOULD have done I'm just saying, its what I would have done. Not saying what you did was wrong!!