I am currently hosted with http://surpasshosting.com. I bought a reseller from them (a reseller just means that you can host more than one domain with your space). Surpass has been EXCELLENT, the cheapest yet the best customer service I've ever dealt with. I was hosted with Pow Web once as well as the person above me BUT they have lots of restrictions (they restrict the number of pop3 emails you can have, subdomains, FTP accounts, etc) and I like having the freedom without restrictions. I LOVE Surpass because I pay $10/month for my 3GB reseller, AND they host your main account FOR FREE, so really I'm getting 6GB of space for $10/month

Also I do NOT use templates, I code entirely by hand. I don't use any programs either, I code by memory. I use windows notepad to code. I code valid XHTML 1.0 Transitional and CSS

EDIT: I just wanted to add, about Surpass -- when I switched from my old host provider (who I AM NOT happy with..) I was hosting my own domain PLUS five other domains on my reseller. Surpass moved EVERY ONE of my files over to my new account with them AND restored ALL of the other domains I Was hosting as well. Not to mention we ran into a LOT of problems and they fixed every one of them within an hour. They are amazing and so fast to reply and willing to work with you and your problems. I don't think I will be switching to ANY host any time soon.