Thanks for the advice everyone. Just for the record I do have close to 15k in the bank so I'd have money or emergencies, repairs, etc. unless it's something extreme.

I have thought about renting out other rooms (have another friend in mind) but I'm paranoid with who as it'd have to be somebody I'd trust with my pets (as in not letting Nebo run out the front door!)

My parents house is like less than a block away I could borrow lawn supplies and such. I'm sure they'd help with some things, but they aren't ones to hand out money easily...they won't help me pay for college at all.

My friend really wants me to do it but she's been paying rent and living away from home for several years, it's not a huge difference to her...plus it wouldn't be her name on the loan anyway.

I'd have to look into what the total cost per month would be. It's not likely I will do it, I think I'm too big of a chicken to jump into a huge thing like this. Just wanted to get some other points of views and opinions. It's not that bad living here, just frustrating as I'd like some independence plus I'd really love to get more pets which they will not allow.