I am not sure that the question does have to be asked. But let's just say for the moment that it does. I think it may have been better to ask if I was going to be solely responsible for the payment, period. That may be pertinent in working out any type of payment or price range (but not necessarily). But when I go in to buy a car, do not pat me on the head and ask me if I need to check with my husband first. It may be something that needs to be discussed between two people, but I am the one who is here now getting the information we need to make a decision. If you do not want to provide that information to me alone, than that is your loss. Sorry Kari, that is obviously not directed at you, but let me just say that the next time I was looking for a car, I did not go to that dealership.