I really, really feel your pain! What an awful situation to be in. And to get so stressed over it, only makes you feel sicker.
When I went on SSD my COBRA was extended for another 6 months. It runs out on Sept 30. This year I pay almost $500 a month and I still have to pay copays and deductables. I owe the hospital over $5000.
I called AARp and Blue Cross today to get info on Medigap since Medicare starts Oct 1. But I'm lucky. Before I got extended on COBRA, I called to get health insurance, only to find out that if you have a preexisting condition, you're not covered for that ailment for a year. How fair is that? Does anyone LIKE being sick or disabled? If you check online, you'll see prices for AARP or call them, they're really nice and helpful. Good luck Jen.